Integrated Business Planning

Integrated financial planning combines the three sub-plans profit and loss, balance sheet and cash flow and is the cornerstone of your financial planning.

Why integrated financial planning is necessary

It is not unusual for many (especially small and medium-sized) companies to have separate strategic corporate management and financial planning. In most cases, only a one-year profit plan can be presented, sometimes supplemented by a separate liquidity forecast.

However, in a dynamic economic environment characterized by pandemics, war and environmental regulations, it is insufficient for financial management to look only at the monthly business analyses. Nor is it possible to forecast how cash flow will develop in the coming months on the basis of the BWA alone. Thus, the basis for entrepreneurial decisions is missing.

Integrated financial planning should be seen as a closed system that links the income statement with the balance sheet and cash flow statement in a bidirectional manner. It is therefore not only more informative than a one-year forecast, but also enables much better liquidity planning and optimization of your working capital.

In times of crisis, the impact on earnings and liquidity can be seen immediately and you can take countermeasures at an early stage. In addition, an integrated financial plan enables banks, stakeholders, lenders and capital providers to better assess your level of liquidity.

Integrated financial planning is a mandatory prerequisite for transparent finances and effective management of the company.


Profit Planning

Profit and loss statement. This includes revenue and sales planning, as well as planning for materials, personnel, investments, financing, interest and other operating expenses, among other things.

Balance Sheet Planning

What effects do investments, inventories, changes in working capital and divestments have on the company's balance sheet items.

Liquidity Planning

Planning of incoming and outgoing payments in order to avoid liquidity bottlenecks and insolvency.



We know the challenges of our clients in their financial planning

Geschwindigkeit Planung


High effort in preparation and execution

Coordination and coordination take too long

Plans are outdated at the time of adoption and therefore useless

Präzision in der Planung


Lack of confidence in resultsRigid plans with hard targets and no room for maneuver

Sub-plans are not networked

Daten bei der Planung


Lack of transparency about the origin of data

Lack of automation in the provision, consolidation and presentation of data


Disruption through new products, business models and technologies, as well as the growing volatility of the markets due to pandemics, war and other external factors makes it essential for companies to have transparency about profitability, liquidity and finances.

Integrated business planning provides a 360° view of the current situation and possible future scenarios. This allows CFOs to identify financing gaps at an early stage and to make better decisions.

Added values of integrated financial planning

high planning quality

Consistent value streams between financial plans

simple planning

Supporting planning logics, such as default values and payment targets

securing profitability & liquidity

Holistic view of the financial result

high level of controllability

Early identification of risks and initiation of countermeasures

Transparency for ceditors

Faster business deals through 360° view


Worst case, real case and best case can be simulated at any time

Our Offer to you

We support you in linking your financial planning with each other as well as with the detailed plans from the business department. The high level of integration improves management planning accuracy and decision making.

1. Step


Identification of your greatest added values

Generation of a target picture

2. Step


  • Collaboration model (agile or classic)
  • Time, budget, quality

3. Step


  • Technical, methodical and organizational support
  • Our consultants implement your target image

4. Step


  • Preparation and support of the go-live
  • Handover to your operations team or avantum support
  • Project completion